Sir, I inherited an apartment flat which was invested by my father with a builder and will be receiving handover of the flat on my name now along with final registration in June 2025. Since I dont have any other active income source after early retirement, I wish to sell the flat and clear off my pending loans. Please tell me how I can save on the 20 lakhs short-term capital gain after the immediate sale of this property this year.

Ans: Hello Shashank
Chances are moderate to very slim. Explore other colleges accepting lower percentiles.
Best of luck to you.
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Radheshyam

Ans: Hello Jadveer
Chances are slim. Explore other options.
Best of luck to you.
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Radheshyam

Ans: Helo Aashish
Can't say for sure about NIT-K, but you have a chance to get admission to one of the NITs within the specified category using the home state quota.
Best of luck to you.
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Radheshyam

Ans: With a 99.28 percentile in MHT CET, your daughter has a strong chance of securing Computer Science (CS) at Sardar Patel Institute of Technology (SPIT) Mumbai, as the expected 2025 cutoff for B.Tech Computer Science and Engineering (CSE) is between 99.38 and 99.75 percentile for the general category, and the 2024 closing percentile was 99.75. In 2023, the CSE cutoff for the general category was 99.64–99.77, and for Computer Engineering, it was 99.77, with similar trends expected this year. While her percentile is just below the top closing ranks, she stands a realistic chance in later CAP rounds or if the cutoff drops slightly due to seat movement or category conversion. SPIT Mumbai is highly regarded for placements, with 95–100% placement rates in CSE, average packages around ?15 lakh, and top recruiters such as JP Morgan, Barclays, and L&T. The institute’s reputation, industry connections, and consistent placement record make it one of the best choices for CS in Maharashtra.

The recommendation is to participate actively in all CAP rounds for SPIT Mumbai CSE, as her percentile puts her on the borderline for admission, and to keep similar top private colleges as backup options in case the cutoff rises unexpectedly. All the BEST for the Admission & a Prosperous Future!

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Ans: Hello dear.
Preferred order: (1) CSE @ Manipal (2) LNMIIT (3) JIIT. The final decision will be yours. To learn about the placement record, please visit the placement division at the respective college in person for more accurate information.
Best of luck to you.
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Radheshyam

Ans: Ravindra, With an OBC-NCL category rank of 7368 in IAT 2025, there is unfortunately no realistic chance of securing admission to any IISER, even in the final rounds. The most recent data shows that the OBC-NCL closing ranks for the least competitive IISERs (such as Berhampur, Tirupati, Thiruvananthapuram, and Bhopal) have consistently remained below 2400–2600 in all rounds, with the highest closing rank last year being 2381 for IISER Berhampur in the seventh round. Even with increased competition and a slight rise in cutoffs, OBC-NCL closing ranks have not extended beyond 2600 in any recent year, and the expected cutoff for 2025 remains in this range. Marks-wise, the minimum qualifying score for OBC-NCL is expected to be 100–110 out of 240, but your rank is far above the cutoff range for seat allocation.

The recommendation is to consider alternative science programs at central or state universities or private institutes, as admission to any IISER with an OBC-NCL rank of 7368 is not possible in 2025, even in the last rounds. All the BEST for the Admission & a Prosperous Future!

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Ans: With a 91 percentile in MHT CET and 65% in 12th boards without Maharashtra domicile, your daughter faces significant challenges for admission to Computer Science/Information Technology in good colleges in Maharashtra, but several options remain available through different quotas and private institutions. Maharashtra's engineering admission system reserves 65% of seats for state domicile students, while 15% are allocated under the All India quota, and 20% under institutional quota. The expected cutoffs for top government colleges like COEP Pune require 99.7-99.9 percentile for CSE and VJTI Mumbai needs 99.6-99.9 percentile for CSE, placing these options out of reach. Similarly, prestigious private colleges like PICT Pune (99.2-99.5 percentile for CSE), SPIT Mumbai (99.3-99.6 percentile), and DJ Sanghvi (98.97 percentile in 2023) are also highly competitive. However, MIT WPU Pune offers more accessible admission with CSE cutoffs at 97.0-98.5 percentile, making it a potential option. Private colleges like Vishwakarma Institute of Technology (VIT) Pune, Thakur College of Engineering, Bharati Vidyapeeth College, and PCET Mumbai have more flexible admission criteria through management quota or direct admission routes. VIT Pune offers 86.3% placement rates with highest packages reaching 51 LPA and median packages around 9.72 LPA, with top recruiters including Google, Microsoft, Amazon, and NVIDIA. Symbiosis Institute of Technology and DKTE Society's Textile and Engineering Institute in Kolhapur also provide strong placement records with 100% placement in specific branches and industry connections. For backup options beyond government colleges, reputed private institutions include MIT WPU Pune, VIT Pune, Thakur College Mumbai, PCET Mumbai, Bharati Vidyapeeth colleges, ABES Ghaziabad, Galgotias Greater Noida, and various other Maharashtra private colleges that accept students through institutional quotas or direct admission processes.

The recommendation is to target MIT WPU Pune for CSE through MHT CET counselling as your primary option, apply to VIT Pune, Thakur College, PCET, and Bharati Vidyapeeth through management quota or direct admission routes, and consider institutions like DKTE Kolhapur and Symbiosis Institute of Technology as strong backup options, while also exploring the 15% All India quota in government colleges and the 20% institutional quota in private colleges during the extended CAP rounds. All the BEST for the Admission & a Prosperous Future!

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Ans: Hello dear.
Yes, your daughter can get admission to self-financing colleges. Contact the administrative office as early as possible.
Best of luck to you.
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Radheshyam

Ans: Hello dear.
Prefer SRM if possible. The final choice will be yours.
Best of luck to you.
Follow me if you like the reply. Tnanks
Radheshyam