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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Vivek Lala |317 Answers |Ask -Follow

Tax, MF Expert - Answered on Jun 04, 2025

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Question by VSPMANI on May 27, 2025

Money

Iam a Retd Defence pensioner earning around 3.6 Lakh pension and Passive income around 1.2 from interest,rent dividend etc. I have a Son and daughter aged above 35-40. How much I can Gift them without attracting Tax

Ans: The tax has to be paid by them on sale of any asset, there will be capital gains on all assets
The amount of taxes will depend on multiple things like value of the asset, purchase price, date of sale, date of purchase, etc.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir Tanna |1060 Answers |Ask -Follow

Tax Expert - Answered on Jul 10, 2023

Question by Lalit - Jun 09, 2023English

Money

सर, मैं तीन बेटों और एक बेटी का पिता हूं। मेरे छोटे बेटे की पत्नी मेरे दोनों बेटों, उनकी पत्नी, मेरी बेटी और उसके पति को 25-25 लाख का दान देना चाहती है। क्या ये टैक्स फ्री होगा.

Ans: हां यह रिश्तेदार की परिभाषा में शामिल होगा और व्यक्ति द्वारा प्राप्त राशि को आय नहीं माना जाएगा।

Mihir Tanna |1060 Answers |Ask -Follow

Tax Expert - Answered on Aug 05, 2023

Asked by Anonymous - Aug 03, 2023English

Money

खैर, मैं एक पेंशनभोगी हूं और नियमित रूप से पेंशन मिल रही है। मैंने म्यूचुअल फंड में पैसा निवेश किया है। इस वित्तीय वर्ष यानी 2023-24 के दौरान मैंने म्यूचुअल फंड से कुछ पैसे निकाले हैं और अपने दोनों बेटों को उपहार के रूप में दिए हैं। मुझ पर और मेरे बेटों पर आयकर देनदारी कितनी है? हम तीनों बिना किसी गलती के नियमित आयकर दाता हैं। कृपया उत्तर दें।

Ans: होल्डिंग अवधि और योजना के प्रकार (ऋण/इक्विटी) के आधार पर म्यूचुअल फंड के मोचन पर निर्धारित दर से कर लगता है। हालाँकि, रिश्तेदार को उपहार कोई आय नहीं है।

इस प्रकार, आपके मामले में आप म्यूचुअल फंड के मोचन पर कर का भुगतान करने के लिए उत्तरदायी होंगे और बेटों को आपसे प्राप्त राशि पर कोई कर देने की आवश्यकता नहीं है।

Mihir Tanna |1060 Answers |Ask -Follow

Tax Expert - Answered on Oct 31, 2023

Question by neelam - Oct 30, 2023English

Money

नमस्ते सर, मैं एक सेवानिवृत्त व्यक्ति हूं। मैं अपनी बेटी को 5.00 लाख रुपये का उपहार देना चाहता हूँ जो मुझे सेवानिवृत्ति लाभ के रूप में मिला है। क्या यह पैसा करयोग्य है.

Ans: रिश्तेदार (पिता) से प्राप्त राशि आय नहीं है और इसलिए, कर योग्य नहीं है।

Mihir Tanna |1060 Answers |Ask -Follow

Tax Expert - Answered on Jan 22, 2024

Question by K - Jan 22, 2024English

Money

मैं 68 वर्षीय पेंशनभोगी हूं। पिछले महीने मैंने अपनी घर की संपत्ति बेचकर लगभग 50 लाख रुपये कमाए। अब 1) क्या मैं अपने बेटे को पूरी राशि उपहार में दे सकता हूं और दोनों के लिए आईटी छूट प्राप्त कर सकता हूं। 2) क्या मुझे इस राशि को अपने कर रिटर्न में वर्तमान मूल्यांकन वर्ष की आय के रूप में दिखाना चाहिए?

Ans: गृह संपत्ति के हस्तांतरण पर उत्पन्न होने वाले पूंजीगत लाभ पर कर निर्धारित शर्तों के अनुसार लागू होगा और इसे आयकर रिटर्न में दिखाना आवश्यक होगा। हालाँकि, उपहार के रूप में बेटे को हस्तांतरित की गई राशि आय नहीं है। इस प्रकार, कर के लिए उत्तरदायी नहीं है.

T S Khurana |481 Answers |Ask -Follow

Tax Expert - Answered on Dec 23, 2024

Asked by Anonymous - Dec 23, 2024English

Money

मुझे जल्द ही पैतृक जमीन बेचकर 3 करोड़ रुपए मिलेंगे। इसमें से मैं अपनी बहनों को 1.2 करोड़ रुपए उपहार में दूंगा। मेरी उम्र 75 साल से ज़्यादा है, मेरी टैक्स देनदारी क्या है?

Ans: 01. जब आप अपनी पुश्तैनी ज़मीन 3 करोड़ में बेच रहे हैं, तो आपको इस राशि पर LTCG (इसे लॉन्ग टर्म कैपिटल एसेट मानते हुए) चुकाना होगा। आपका टैक्स LTCG 3.00 करोड़ रुपये होगा, जिसमें से इसकी लागत घटाई जाएगी।

02. अपनी बहनों को उपहार में दी गई कोई भी राशि आपको LTCG टैक्स में किसी भी तरह की कटौती या कटौती के लिए पात्र नहीं बनाएगी।

03. इस लाभ को किसी आवासीय संपत्ति में निवेश करके और/या कैपिटल गेन बॉन्ड खरीदकर टैक्स प्लानिंग करें। इस मामले में आपका टैक्स सलाहकार मददगार हो सकता है।

किसी भी अन्य स्पष्टीकरण के लिए आपका स्वागत है। धन्यवाद।

नवीनतम प्रश्न

Radheshyam Zanwar |3066 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 11, 2025

Question by rajiv - Jun 11, 2025

Career

my son got 94.522 percentile in jee mains what is the chance to get in nit or gfti

Ans: Hello Rajiv
Chances are moderate to slim for NITs, but keep hopes alive for lower IIITs with core branches.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |3066 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 11, 2025

Asked by Anonymous - Jun 11, 2025

Career

Hi Sir ,my son got below ranks Jee advanced:-19400 Jee main :-20381 Bitset :- 278 Please suggest best for him

Ans: Hello dear
Difficult ot get IITs. Keep hope for BITSAT
It would be better to go with BITSAT if they are offering you a preferred branch, else explore more options with private colleges.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |3066 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 11, 2025

Question by Anand - Jun 11, 2025

Career

How is gati shakti for b.tec

Ans: Hello Anand
It would be better to go through the Google review for it.
Yet, it is possible. Explore other options as a backup.
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |3066 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 11, 2025

Asked by Anonymous - Jun 11, 2025

Career

Sir, my son is getting mechanical in shivnadar university, cse in manipal jaipur, cse in upes dehradun, and cse in vit bhopal category 1. Pls tell what should we prefer if money is not a problem. I want the best study environment for my son.

Ans: Hello dear.
Preference order: (1) CSE @ UPES-D (2) CSE @ Manipal Jaipur (3) CSE @ VIT (4) Mech @ Shiv
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |3066 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 11, 2025

Question by Mallesh - Jun 11, 2025

Career

Hi Sir IIT BHU mechanical or Nit warangal eee which is better?

Ans: Hello Mallesh
If possible, prefer Mech @ IIT BHU
Best of luck.
Follow me if you like the reply. Thanks
Radheshyam

Dr Shakeeb Ahmed Khan |161 Answers |Ask -Follow

Physiotherapist - Answered on Jun 11, 2025

Asked by Anonymous - May 26, 2025

Health

Can you please suggest me the best allied health sciences course?? Among physiotherapy and radiology which is better??

Ans: Hello. I am not a career counselor but Physiotherapist. From Physiotherapist perspective I would definitely say it is a very good career option with lot of opportunities, However career choices must depend on the individual interest and passion. Wishing you good luck.

Mihir Tanna |1060 Answers |Ask -Follow

Tax Expert - Answered on Jun 11, 2025

Asked by Anonymous - Jun 11, 2025

Money

Hello sir, Recently we sell the property and right now 40 lakhs cash in hand. I am planning to put it in FD for monthly income. Right now I don't have any loans or any liabilities. Infact nearly 50k I am investing monthly in mutual funds. Already 10 lakhs FD in wife savings account and more than 20 lakhs KVP in post office on my children name. I am actually planning for passive income apart from my salary. With this income I am planning to roam around the india twice in a year with family. Without tax deduction or TDS how to segregate this 40 lakh for passive income. Getting a monthly salary more than a lakh. But I don't want to use my salary money for any enjoyments, it is for only MF investments, domestic expenses and future savings. Kindly guide me please.

Ans: Your query is subject to many factors like your risk appetite, how you are planning your trips etc. Usually for such kind of goals (wherein fund is required after 6-8 months), people invest in liquid mutual fund. On redemption TDS will not be deducted but tax will be applicable.

Prof Suvasish Mukhopadhyay |1158 Answers |Ask -Follow

Career Counsellor - Answered on Jun 11, 2025

Asked by Anonymous - Jun 11, 2025

Career

OBC category 492 par govt mbbs milega kya sir Maharashtra mein.

Ans: With a rank of 492 in the OBC category in Maharashtra, a candidate's chances of securing admission to a government medical college are likely to be low, though not impossible. While it's tough to predict with absolute certainty without knowing the specific college and cutoff trends for the current year, generally, a higher score is needed to secure a seat in a government medical college, especially within a competitive category like OBC.

Dr Nagarajan J S K |961 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 11, 2025

Asked by Anonymous - Jun 11, 2025

Career

Sir I have a neet score of 431 in NEET 2025 . Im from general. Do I have chances in pvt medical collegea or BDS?

Ans: HI
Little challenging for GMC but possible for BDS.

Dr Nagarajan J S K |961 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 11, 2025

Question by Sujit - Jun 09, 2025

Career

I have OBCncl certificate Uttar Pradesh but my permanent address is Maharashtra I will eligible for neet UG and my caste is in central list

Ans: HI Sujith,
OBC-NCL certificate is valid only in the state where it is issued. You can't use whatever the way you want.
If you want, then you need apply for fresh certificate from Maharashtra.
Maintain the data integrity.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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