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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

क्या मुझे म्यूचुअल फंड में निवेश करना चाहिए? संभावित कमियों पर एक नज़र

Nitin Narkhede |79 Answers |Ask -Follow

MF, PF Expert - Answered on Dec 31, 2024

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Question by Siddharth on Dec 29, 2024English

Money

म्यूचुअल फंड के नुकसान

Ans: कृपया अपने प्रश्न का उत्तर विस्तार से देने के लिए उसके बारे में अधिक बताएं

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 14, 2020

Question by Suresh - Sep 14, 2020English

Money

मैंने म्यूचुअल फंड में निम्नलिखित राशि का निवेश किया है लेकिन आज 04 अगस्त 20 को लगभग सभी लोग घाटे में हैं:</p>

Ans: <div शैली=प्रदर्शन: ब्लॉक; ओवर फलो हिडेन; चौड़ाई: 100%; अतिप्रवाह-एक्स: ऑटो; मार्जिन-बॉटम: 10px;> <तालिका शैली=पृष्ठभूमि-रंग: आरजीबीए(252, 186, 3,0.4); रंग: #000000; चौड़ाई: 90%; फ़ॉन्ट-परिवार: जॉर्जिया; फ़ॉन्ट-आकार: 16px; मार्जिन: 0 ऑटो; बॉर्डर=0 सेलस्पेसिंग=5 सेलपैडिंग=5> <tbody> <tr शैली=पृष्ठभूमि-रंग: rgba(252, 231, 3,0.8); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td><strong>फंड का नाम</strong></td> <td><strong>श्रेणी</strong></td> <td><strong>सिफारिशें</strong></td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(252, 186, 3,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td><strong>सुरेश कुमार</strong></td> <td> </td> <td> </td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(252, 186, 3,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>फ्रैंकलिन इंडिया प्राइमा फंड (जी)    </td> <td>इक्विटी - मिड कैप फंड</td> <td>स्मार्टस्विच टू डीएसपी मिड कैप</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(252, 186, 3,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>फ्रैंकलिन इंडिया स्मॉलर कॉस फंड  </td> <td>इक्विटी - स्मॉल कैप फंड</td> <td>एक्सिस स्मॉल कैप ग्रोथ के लिए स्मार्टस्विच</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(252, 186, 3,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>ICICI PRU इक्विटी और डेट फंड </td> <td>हाइब्रिड - आक्रामक हाइब्रिड फंड</td> <td>स्मार्टस्विच टू केनरा रोबेको इक्विटी हाइब्रिड फंड </td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(252, 186, 3,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>L&T इमर्जिंग बिजनेस फंड</td> <td>इक्विटी - स्मॉल कैप फंड</td> <td>एक्सिस स्मॉल कैप ग्रोथ के लिए स्मार्टस्विच</td> </tr> </tbody> </टेबल> </div>

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 29, 2019

Question by Bhavin - Nov 29, 2019English

Money

मेरे म्यूचुअल फंड निवेश इस प्रकार हैं: कृपया सलाह दें कि मैं दीर्घकालिक लाभ के लिए क्या कर सकता हूं।</p> <ul style=list-style-position: inside;> <li>आदित्य बिड़ला सन लाइफ प्लान ग्रोथ फंड: 1000 रुपये प्रति माह</li> <li>L&T मिडकैप ग्रोथ: रु. 2000 प्रति माह</li> <li>मिराए एसेट इमर्जिंग ब्लूचिप फंड ग्रोथ: रु. 2000 प्रति माह</li> <li>महिंद्रा उन्नति उभरता हुआ व्यवसाय विकास: 1000 रुपये प्रति माह</li> </ul> <div शैली=प्रदर्शन: ब्लॉक; ओवर फलो हिडेन; चौड़ाई: 100%; अतिप्रवाह-एक्स: ऑटो; मार्जिन-बॉटम: 10px;> <तालिका शैली=पृष्ठभूमि-रंग: rgba(176, 255, 247,0.4); रंग: #000000; चौड़ाई: 90%; फ़ॉन्ट-परिवार: जॉर्जिया; मार्जिन: 0 ऑटो; बॉर्डर=0 सेलस्पेसिंग=5 सेलपैडिंग=5> <tbody> <tr शैली=पृष्ठभूमि-रंग: rgba(176, 255, 247,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td> <p class=_mce_tagged_br data-hcwo-lh-ratio=1.24 data-hcwo-lh-relative=1 data-hcwo-line-rule=auto><strong>फंड का नाम</strong></p> ; </td> <td><strong>फंड का नाम</strong></td> <td><strong>रैंकएमएफ स्टार रेटिंग</strong></td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(176, 255, 247,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>आदित्य बिड़ला सन लाइफ प्लान ग्रोथ फंड</td> <td>(योजना का नाम उल्लेखित नहीं)</td> <td> </td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(176, 255, 247,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>L&T मिडकैप ग्रोथ</td> <td>इक्विटी - मिड कैप फंड</td> <td>3</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(176, 255, 247,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>मिराएएसेट इमर्जिंग ब्लूचिपफंड ग्रोथ</td> <td>इक्विटी - बड़ी एवं amp;amp; मिड कैप फंड</td> <td>4</td> </tr> <tr शैली=पृष्ठभूमि-रंग: rgba(176, 255, 247,0.6); रंग: #000000; बॉक्स-छाया: 0 1px 3px rgba(0,0,0,0.12), 0 1px 2px rgba(0,0,0,0.24);> <td>महिंद्रा उन्नतिउभरता व्यवसाय विकास</td> <td>इक्विटी - मिड कैप फंड</td> <td>4</td> </tr> </tbody> </टेबल> </div>

Ans: आप 4 स्टार रेटिंग वाले फंड जारी रख सकते हैं।</p> <p>मिडकैप: वर्तमान स्तरों पर गुणवत्ता और पैसे के मूल्य को ध्यान में रखते हुए उपयुक्त विकल्प डीएसपी मिडकैप और एक्सिस मिडकैप</p>

Hemant Bokil | Answer |Ask -Follow

Financial Planner - Answered on Jan 27, 2023

Question by Sameer - Jan 26, 2023English

Money

निवेश के लिए कौन सा म्यूचुअल फंड बेहतर है...कम आय वर्ग के लिए कौन सा न्यूनतम निवेश है

Ans: नमस्ते समीर, म्यूचुअल फंड निवेश आपके लक्ष्य, लक्ष्य तक पहुंचने का समय और जोखिम लेने की क्षमता पर निर्भर करता है। इसलिए योजना का चयन ऐसे ही नहीं किया जा सकता है, कृपया उपरोक्त बिंदुओं पर विस्तार से बताएं ताकि मैं उसके अनुसार बता सकूं। सिप में न्यूनतम निवेश 100 रुपये प्रति माह है और लम्सम मोड में यह कुछ योजनाओं में 500 रुपये और लगभग सभी योजनाओं में 1000 रुपये है।

Hemant Bokil | Answer |Ask -Follow

Financial Planner - Answered on Apr 27, 2023

Question by chittanand - Mar 28, 2023English

Money

प्रिय श्री बोकिल मैं म्यूचुअल फंड में निवेश कर रहा हूं फ्रेंकलिन प्राइमा ग्रोथ -4000 पीजीआईएम इंडिया ग्लोबल इक्विटी-2000 एसबीआई बैलेंस्ड एडवांटेज फंड 1000 कोटक स्मॉल कैप्स-ग्रोथ 1000 आईसीआईसीआई प्रूडेंशियल-इक्विटी ग्रोथ-1000 एचडीएफसी म्यूचुअल फंड ग्रोथ 2000 कोटक म्यूचुअल फंड-एमआई कैप 3000 पिछले 10 साल होल्डिंग एसबीआई-165 शेयर टाटा मोटर्स-50 टाटापावर 75 केनरा बैंक -75 अदानी पोर्ट-25 कोल इंडिया-25 कृपया सलाह दें मेरी उम्र

Ans: नमस्ते श्री चित्तानंद, यह देखकर खुशी हुई कि आप पहले से ही निवेश कर रहे हैं। कृपया योजनाओं और समान प्रकृति वाली योजनाओं की संख्या कम करें। जहां तक शेयरों का सवाल है तो पोर्टफोलियो अच्छा दिखता है लेकिन जब शेयर मिल जाएं तो मुनाफावसूली कर लें।
कृपया मुझे बताएं कि आपको किस सलाह की आवश्यकता है क्योंकि आपका प्रश्न ऐसा नहीं कहता है

Kirtan A Shah |77 Answers |Ask -Follow

MF Expert, Financial Planner - Answered on Nov 01, 2023

Question by giridhar - Oct 09, 2023English

Money

कृपया निम्नलिखित म्यूचुअल फंड पर सलाह दें। आदित्य बिड़ला मिड कैप इंडेक्स फंड डायरेक्ट जी- 5000, क्वांट स्मॉल कैप फंड डायरेक्ट - 5000, एसबीआई स्मॉल कैप फंड डायरेक्ट -5000, पराग पारेख फ्लेक्सी कैप फंड - 5000, और एचडीएफसी फ्लेक्सी कैप फंड - 5000। क्या मुझे जारी रखना चाहिए या कुछ बदलाव करना चाहिए

Ans: नीचे से बाहर निकलें,

एबीएसएल मिडकैप
एचडीएफसी फ़ेक्सीकैप

जोड़ना,
केनरा फ्लेक्सीकैप

नवीनतम प्रश्न

Dr Nagarajan J S K |591 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Asked by Anonymous - May 29, 2025

Career

In getting 406 in neet in 2025. Can I get a private medical college seat in madhya pardesh along with mmvy scholarship ( all criteria are full filled)

Ans: Hi,
The NTA has not yet announced the results and rankings for NEET, so we must wait for more accurate predictions. Based on your prediction, there are possibilities.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |591 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Question by Siva - May 29, 2025

Career

Dear Sir, My daughter aimed 520;marks in neet ug 2025;, we are in BC category in TN Any opportunity in GMC either in AIQ or State Quotation Approximately what would be the rank range for this mark

Ans: Hi Siva,
The NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. Based on your assessment, gaining admission to GMC is quite challenging. However, there are some chances with the state quota, although they are not guaranteed.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |591 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Asked by Anonymous - May 29, 2025

Career

Maa papa 2025 lo neet UG lo445 Marks vasthunnai Andhra Pradesh college mbbs seet vasthada sir please

Ans: The NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. Based on your prediction, there are little possibilities in GMC, but there are chances with private colleges.
best wishes
poocho. life change karo!

Dr Nagarajan J S K |591 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Question by Aditi - May 29, 2025

Career

Sir I am getting 425 in neet 2025 obc category in 1 drop 2 attempt can I get bams or bds

Ans: Hi Aditi,
The NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. Based on your prediction, there are slim chances of securing a place in semi-government BDS or BAMS colleges. However, this depends on the cutoff scores set by each respective college.
BEST WISHES
POOCHO. LIFE CHANGE KARO!

Dr Ganesh Natarajan |78 Answers |Ask -Follow

Career Expert - Answered on Jun 01, 2025

Asked by Anonymous - Jun 01, 2025

Career

I run a relatively successful textile trading business in Ahmedabad, which my family has built over two generations. We have a good network of suppliers and buyers, but I feel we are stuck in traditional ways of doing business. I want to modernize, maybe even think about an e-commerce platform or using data to understand customer preferences better. But the idea of digital transformation feels very big and intimidating. I hear about bootstrapping for startups starting with minimal resources. Can a traditional business like mine, with an existing customer base, truly bootstrap its digital transformation and growth? What are the initial steps I should take to explore digital avenues without over-committing financially? I am looking for practical advice on how to slowly but surely bring my established business into the 21st century without risking its current stability.

Ans: Digital and AI can be incorporated in stages in your organisation to make it a quick response

Dr Ganesh Natarajan |78 Answers |Ask -Follow

Career Expert - Answered on Jun 01, 2025

Asked by Anonymous - Jun 01, 2025

Career

I am farmer. I studied till 12th class. My family has been farming for generations. But now, farming is very difficult. Water problem, prices not good, weather also changing. I hear about new technology for farming, like using sensors and data, even AI. But I don't know much about this. I want to grow more, earn more, make my farm modern. How can a farmer like me, who only knows farming, use these new technologies like AI? Will it be too difficult for me? Or will it help me make better decisions for my crops and animals? I want to understand how AI can help small farmers like me. How can I learn about these things? My English is not good, so please explain in simple way.

Ans: Get somebody with knowledge to explain to you how crop and seeds planning can help you in farming. No point in trying to be an AI expert yourself.

Dr Ganesh Natarajan |78 Answers |Ask -Follow

Career Expert - Answered on Jun 01, 2025

Asked by Anonymous - Jun 01, 2025

Career

As an HR professional in Chennai, I'm keenly observing the shift in workforce dynamics, particularly with the increasing integration of AI. My role primarily involves talent acquisition and employee engagement. I'm wondering how AI will impact our industry. Will AI automate many of the functions currently performed by HR, such as resume screening or initial interviews? If so, what new skills will be required for HR professionals to remain valuable and strategic partners to the business? My career aspiration is to become an HR leader, but I want to ensure I'm focusing on developing skills that will be relevant in an AI-augmented workplace. How can HR professionals leverage AI to their advantage, not just for efficiency but for strategic decision-making, employee well-being, and fostering a future-ready workforce? I'm particularly interested in how we can use AI to identify and nurture future leaders within organizations.

Ans: AI will certainly impact every HR function from recruiting to career planning to learning management ( look at www.skillsalpha.com). Identifying future leaders should still be done by the "human in the loop" but the provision of actionable insights and leadership development can certainly be a role of AI.

Dr Nagarajan J S K |591 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Question by radha - Jun 01, 2025

Career

My score in neet 2025 is 445.can i get semi govt seat

Ans: Hi Radha,
The NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. Based on your estimate, there are only a few possibilities for semi-government medical colleges. However, this depends on the cutoff scores of the respective colleges.

BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |591 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 01, 2025

Question by Isank - Jun 01, 2025

Career

Is 166 qualify general my friend got in neet 2025

Ans: Hi Isank,
The NTA has not yet announced the results and rankings for NEET, so we need to wait for more accurate predictions. A score of 166 in the NEET 2025 EXAM would be qualifying for the general category based on the expected cutoff range. will qualify for the general category.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Nayagam P P |5584 Answers |Ask -Follow

Career Counsellor - Answered on Jun 01, 2025

Asked by Anonymous - May 30, 2025

Career

Sir I got 1,46,000 rank in viteee can I get a seat in vit ap . If yes then which courses?

Ans: With a VITEEE rank of 1,46,000, securing admission to VIT AP is challenging for premium courses like Computer Science Engineering (CSE) or Electronics and Communication Engineering (ECE), as their expected 2025 cutoffs range between 25,000–140,000 ranks for general category candidates. However, opportunities exist in higher fee categories (Categories 3–5) for less competitive branches. Mechanical Engineering emerges as a viable option, with historical cutoffs extending up to 140,000 ranks, while specialized programs like Robotics Engineering, Embedded Systems, or interdisciplinary fields may also accommodate this rank in higher fee slabs. The university’s category-based admission system allows candidates with ranks beyond core course cutoffs to secure seats by opting for elevated fee structures (INR 1.98–4.98 lakh/year), though Category 1 admissions for most branches typically close below 1.6 lakh ranks. Candidates should prioritize non-core engineering disciplines during counseling, considering Mechanical Engineering as the primary choice and exploring emerging specializations, while preparing financially for higher category fees. All the BEST for your Admission & a Prosperous Future!

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